YEARLY HIGH
84.1200 BIF
YEARLY LOW
79.1354 BIF
YEARLY AVERAGE
82.9859 BIF

2022 HNL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 84.1200. Conversely, the yearly low was recorded on August 29, dropping to 79.1354.

This high-to-low spread represents a total annual volatility of 4.9846 BIF. From a start-to-finish perspective, comparing the January average rate of 81.6646 to the December average rate of 83.7032, the exchange rate registered a net change of 2.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 84.1200 was up 0.60% compared to the 2021 peak of 83.6222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 420,600 BIF
2021 Average 409,561 BIF
Yearly Trough Low 395,677 BIF
Transaction Impact: A difference of 24,923.23 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

83.9092
81.4368
JanuMarcMayJulySeptNove

HNL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 82.5711, compared to 83.4007 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8296 points.

H1 Avg (Jan–Jun) 82.5711
H2 Avg (Jul–Dec) 83.4007

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 4.6999 BIF (High: 83.8352 / Low: 79.1354). On the other end, July was the most stable month, with a tight range of 0.6512 BIF (High: 83.7538 / Low: 83.1026).

August Spread (Volatile) ±4.6999
July Spread (Stable) ±0.6512

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3676 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3676

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 83.4011) against the same month in 2021 (average: 82.5238), the exchange rate shifted by +0.8772 (+1.06%).

2022 Avg (September) 83.4011
2021 Avg (September) 82.5238

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 82.1458 80.5002 81.6646
February 82.1421 81.1550 81.6428
March 84.1131 81.2014 82.6168
April 83.6676 82.1954 83.0233
May 83.6516 82.1181 83.0451
June 83.7417 82.6547 83.4337
July 83.7538 83.1026 83.6856
August 83.8352 79.1354 83.3180
September 84.1200 82.6411 83.4011
October 83.8900 82.7141 83.1443
November 83.7771 82.6157 83.1518
December 84.0974 83.0272 83.7032