YEARLY HIGH
126.1755 BIF
YEARLY LOW
73.3240 BIF
YEARLY AVERAGE
75.0724 BIF

2019 HNL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HNL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 126.1755. Conversely, the yearly low was recorded on January 6, dropping to 73.3240.

This high-to-low spread represents a total annual volatility of 52.8515 BIF. From a start-to-finish perspective, comparing the January average rate of 73.8795 to the December average rate of 77.5784, the exchange rate registered a net change of 5.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 126.1755 was up 58.92% compared to the 2018 peak of 79.3967, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 630,878 BIF
2018 Average 371,747 BIF
Yearly Trough Low 366,620 BIF
Transaction Impact: A difference of 264,257.55 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

77.9482
73.5096
JanuMarcMayJulySeptNove

HNL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 74.4915, compared to 75.6533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1618 points.

H1 Avg (Jan–Jun) 74.4915
H2 Avg (Jul–Dec) 75.6533

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 50.6870 BIF (High: 126.1755 / Low: 75.4885). On the other end, April was the most stable month, with a tight range of 0.4882 BIF (High: 74.8572 / Low: 74.3691).

December Spread (Volatile) ±50.6870
April Spread (Stable) ±0.4882

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.7608 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.7608

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 77.5784) against the same month in 2018 (average: 74.5144), the exchange rate shifted by +3.0640 (+4.11%).

2019 Avg (December) 77.5784
2018 Avg (December) 74.5144

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 74.5395 73.3240 73.8795
February 74.7773 73.3537 74.0528
March 74.6952 73.6476 74.2340
April 74.8572 74.3691 74.7067
May 77.8745 74.3981 75.4184
June 75.1670 73.5808 74.6577
July 75.3278 74.5453 74.8553
August 75.2826 74.7267 75.0893
September 76.5389 74.6201 75.2782
October 75.7490 74.8870 75.2639
November 76.2355 75.5556 75.8549
December 126.1755 75.4885 77.5784