2017 HNL to BIF Historical Review

YEARLY HIGH

75.2881 BIF

YEARLY LOW

70.8153 BIF

YEARLY AVERAGE

73.3978 BIF

2017 HNL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HNL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 75.2881. Conversely, the yearly low was recorded on January 25, dropping to 70.8153.

This high-to-low spread represents a total annual volatility of 4.4729 BIF. From a start-to-finish perspective, comparing the January average rate of 71.9595 to the December average rate of 74.4055, the exchange rate registered a net change of 3.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2017 high of 75.2881 was up 1.17% compared to the 2016 peak of 74.4162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 376,441 BIF

2016 Average 355,072 BIF

Yearly Trough Low 354,076 BIF

Transaction Impact: A difference of 22,364.30 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

74.9009

71.6365

JanuMarcMayJulySeptNove

HNL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 72.4499, compared to 74.3457 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8958 points.

H1 Avg (Jan–Jun) 72.4499

H2 Avg (Jul–Dec) 74.3457

Volatility Range Comparison

Volatility

The most volatile month in 2017 was January, with a trading range of 2.4636 BIF (High: 73.2789 / Low: 70.8153). On the other end, June was the most stable month, with a tight range of 0.7712 BIF (High: 74.1277 / Low: 73.3565).

January Spread (Volatile) ±2.4636

June Spread (Stable) ±0.7712

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2717 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.2717

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2017: 74.6288) against the same month in 2016 (average: 72.9243), the exchange rate shifted by +1.7045 (+2.34%).

2017 Avg (October) 74.6288

2016 Avg (October) 72.9243

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	73.2789	70.8153	71.9595
February	72.6111	71.4812	71.9085
March	73.6642	71.7038	72.2042
April	72.8934	72.0164	72.4034
May	73.4686	72.0815	72.6169
June	74.1277	73.3565	73.6072
July	74.2871	72.2608	73.7163
August	75.0472	73.8038	74.4712
September	74.9722	73.6786	74.4952
October	75.2881	74.1427	74.6288
November	74.9087	74.0501	74.3571
December	75.0881	74.0751	74.4055