YEARLY HIGH
74.4162 BIF
YEARLY LOW
68.3419 BIF
YEARLY AVERAGE
71.0068 BIF

2016 HNL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 74.4162. Conversely, the yearly low was recorded on April 3, dropping to 68.3419.

This high-to-low spread represents a total annual volatility of 6.0743 BIF. From a start-to-finish perspective, comparing the January average rate of 69.6193 to the December average rate of 71.8304, the exchange rate registered a net change of 3.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 74.4162 was down 0.97% compared to the 2015 peak of 75.1428, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 372,081 BIF
2015 Average 361,053 BIF
Yearly Trough Low 341,709 BIF
Transaction Impact: A difference of 30,371.39 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

73.3327
68.4325
JanuMarcMayJulySeptNove

HNL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 69.3991, compared to 72.6145 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.2154 points.

H1 Avg (Jan–Jun) 69.3991
H2 Avg (Jul–Dec) 72.6145

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 5.9464 BIF (High: 74.4162 / Low: 68.4697). On the other end, March was the most stable month, with a tight range of 0.8012 BIF (High: 69.4126 / Low: 68.6114).

June Spread (Volatile) ±5.9464
March Spread (Stable) ±0.8012

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.7620 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.7620

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 70.7346) against the same month in 2015 (average: 71.7193), the exchange rate shifted by -0.9847 (-1.37%).

2016 Avg (June) 70.7346
2015 Avg (June) 71.7193

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 70.1453 68.9279 69.6193
February 69.6228 68.6018 69.1110
March 69.4126 68.6114 69.0584
April 69.3587 68.3419 68.8409
May 69.4835 68.5618 69.0305
June 74.4162 68.4697 70.7346
July 73.2550 72.3408 72.7781
August 73.1777 72.3296 72.7177
September 73.3170 72.3811 72.8440
October 73.3408 72.4103 72.9243
November 73.3871 72.0150 72.5925
December 72.5336 71.2288 71.8304