YEARLY HIGH
83.0715 BIF
YEARLY LOW
74.9853 BIF
YEARLY AVERAGE
77.2044 BIF

2013 HNL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 83.0715. Conversely, the yearly low was recorded on October 11, dropping to 74.9853.

This high-to-low spread represents a total annual volatility of 8.0862 BIF. From a start-to-finish perspective, comparing the January average rate of 76.2172 to the December average rate of 75.7575, the exchange rate registered a net change of -0.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 83.0715 was up 7.13% compared to the 2012 peak of 77.5432, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 415,358 BIF
2012 Average 363,158 BIF
Yearly Trough Low 374,926 BIF
Transaction Impact: A difference of 40,431.23 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

81.7624
74.8154
JanuMarcMayJulySeptNove

HNL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 78.7252, compared to 75.6836 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.0416 points.

H1 Avg (Jan–Jun) 78.7252
H2 Avg (Jul–Dec) 75.6836

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 6.4832 BIF (High: 83.0715 / Low: 76.5883). On the other end, August was the most stable month, with a tight range of 0.3999 BIF (High: 75.5294 / Low: 75.1295).

May Spread (Volatile) ±6.4832
August Spread (Stable) ±0.3999

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 4.4998 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -4.4998

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 81.1835) against the same month in 2012 (average: 73.0153), the exchange rate shifted by +8.1682 (+11.19%).

2013 Avg (May) 81.1835
2012 Avg (May) 73.0153

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 78.4822 75.5555 76.2172
February 79.1804 77.8433 78.6211
March 80.1176 75.8818 78.7948
April 81.5215 80.0900 80.8507
May 83.0715 76.5883 81.1835
June 77.1666 76.2608 76.6837
July 76.7626 75.2120 76.2001
August 75.5294 75.1295 75.3944
September 76.2165 75.2753 75.5595
October 75.8546 74.9853 75.4743
November 76.3227 75.2963 75.7155
December 76.3815 75.1765 75.7575