2012 HNL to MDL Historical Review

YEARLY HIGH

0.6588 MDL

YEARLY LOW

0.6049 MDL

YEARLY AVERAGE

0.6264 MDL

2012 HNL to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 0.6588. Conversely, the yearly low was recorded on December 27, dropping to 0.6049.

This high-to-low spread represents a total annual volatility of 0.0538 MDL. From a start-to-finish perspective, comparing the January average rate of 0.6190 to the December average rate of 0.6137, the exchange rate registered a net change of -0.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6588 was up 0.31% compared to the 2011 peak of 0.6567, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,294 MDL

2011 Average 3,096 MDL

Yearly Trough Low 3,025 MDL

Transaction Impact: A difference of 269.17 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6529

0.6101

JanuMarcMayJulySeptNove

HNL to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6225, compared to 0.6304 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0079 points.

H1 Avg (Jan–Jun) 0.6225

H2 Avg (Jul–Dec) 0.6304

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0211 MDL (High: 0.6333 / Low: 0.6121). On the other end, November was the most stable month, with a tight range of 0.0047 MDL (High: 0.6264 / Low: 0.6217).

May Spread (Volatile) ±0.0211

November Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0105 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0105

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.6494) against the same month in 2011 (average: 0.6083), the exchange rate shifted by +0.0411 (+6.76%).

2012 Avg (July) 0.6494

2011 Avg (July) 0.6083

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6256	0.6133	0.6190
February	0.6291	0.6151	0.6206
March	0.6237	0.6172	0.6207
April	0.6205	0.6121	0.6170
May	0.6333	0.6121	0.6224
June	0.6456	0.6309	0.6351
July	0.6588	0.6392	0.6494
August	0.6559	0.6349	0.6415
September	0.6365	0.6296	0.6322
October	0.6307	0.6147	0.6216
November	0.6264	0.6217	0.6238
December	0.6238	0.6049	0.6137