2015 HNL to MDL Historical Review

YEARLY HIGH

0.9241 MDL

YEARLY LOW

0.7415 MDL

YEARLY AVERAGE

0.8647 MDL

2015 HNL to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 0.9241. Conversely, the yearly low was recorded on January 3, dropping to 0.7415.

This high-to-low spread represents a total annual volatility of 0.1826 MDL. From a start-to-finish perspective, comparing the January average rate of 0.7908 to the December average rate of 0.9012, the exchange rate registered a net change of 13.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9241 was up 23.96% compared to the 2014 peak of 0.7454, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 4,620 MDL

2014 Average 3,433 MDL

Yearly Trough Low 3,707 MDL

Transaction Impact: A difference of 912.93 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9210

0.7790

JanuMarcMayJulySeptNove

HNL to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8376, compared to 0.8918 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0542 points.

H1 Avg (Jan–Jun) 0.8376

H2 Avg (Jul–Dec) 0.8918

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.1101 MDL (High: 0.8516 / Low: 0.7415). On the other end, November was the most stable month, with a tight range of 0.0172 MDL (High: 0.9189 / Low: 0.9017).

January Spread (Volatile) ±0.1101

November Spread (Stable) ±0.0172

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0235 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0235

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.9004) against the same month in 2014 (average: 0.6779), the exchange rate shifted by +0.2225 (+32.83%).

2015 Avg (September) 0.9004

2014 Avg (September) 0.6779

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8516	0.7415	0.7908
February	0.8958	0.8513	0.8783
March	0.8758	0.8363	0.8586
April	0.8606	0.8123	0.8351
May	0.8270	0.8036	0.8160
June	0.8796	0.8250	0.8469
July	0.8762	0.8555	0.8676
August	0.8753	0.8543	0.8666
September	0.9241	0.8791	0.9004
October	0.9188	0.8921	0.9059
November	0.9189	0.9017	0.9092
December	0.9097	0.8838	0.9012