2026 HNL to MDL Historical Review

YEARLY HIGH

0.6629 MDL

YEARLY LOW

0.6310 MDL

YEARLY AVERAGE

0.6489 MDL

2026 HNL to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.6629. Conversely, the yearly low was recorded on January 2, dropping to 0.6310.

This high-to-low spread represents a total annual volatility of 0.0318 MDL. From a start-to-finish perspective, comparing the January average rate of 0.6390 to the December average rate of 0.6503, the exchange rate registered a net change of 1.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.6629 was down 10.67% compared to the 2025 peak of 0.7420, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,314 MDL

2025 Average 3,328 MDL

Yearly Trough Low 3,155 MDL

Transaction Impact: A difference of 159.19 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.6577

0.6374

JanuMarcMayJuly

HNL to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6474, compared to 0.6531 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.6474

H2 Avg (Jul–Dec) 0.6531

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0244 MDL (High: 0.6629 / Low: 0.6384). On the other end, August was the most stable month, with a tight range of 0.0058 MDL (High: 0.6532 / Low: 0.6474).

April Spread (Volatile) ±0.0244

August Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0057 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.6491) against the same month in 2025 (average: 0.6767), the exchange rate shifted by -0.0276 (-4.09%).

2026 Avg (April) 0.6491

2025 Avg (April) 0.6767

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6485	0.6310	0.6390
February	0.6492	0.6331	0.6408
March	0.6626	0.6449	0.6544
April	0.6629	0.6384	0.6491
May	0.6511	0.6442	0.6487
June	0.6626	0.6461	0.6526
July	0.6614	0.6490	0.6560
August	0.6532	0.6474	0.6503