2020 HNL to MDL Historical Review

YEARLY HIGH

0.7493 MDL

YEARLY LOW

0.6601 MDL

YEARLY AVERAGE

0.6970 MDL

2020 HNL to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 0.7493. Conversely, the yearly low was recorded on August 7, dropping to 0.6601.

This high-to-low spread represents a total annual volatility of 0.0892 MDL. From a start-to-finish perspective, comparing the January average rate of 0.7010 to the December average rate of 0.7092, the exchange rate registered a net change of 1.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7493 was down 35.41% compared to the 2019 peak of 1.1601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,746 MDL

2019 Average 3,571 MDL

Yearly Trough Low 3,301 MDL

Transaction Impact: A difference of 445.82 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7335

0.6632

JanuMarcMayJulySeptNove

HNL to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7071, compared to 0.6870 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0201 points.

H1 Avg (Jan–Jun) 0.7071

H2 Avg (Jul–Dec) 0.6870

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0424 MDL (High: 0.7493 / Low: 0.7068). On the other end, December was the most stable month, with a tight range of 0.0111 MDL (High: 0.7143 / Low: 0.7031).

April Spread (Volatile) ±0.0424

December Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0203 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.7277) against the same month in 2019 (average: 0.7198), the exchange rate shifted by +0.0079 (+1.10%).

2020 Avg (April) 0.7277

2019 Avg (April) 0.7198

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7140	0.6842	0.7010
February	0.7180	0.6952	0.7074
March	0.7312	0.6935	0.7099
April	0.7493	0.7068	0.7277
May	0.7168	0.6991	0.7085
June	0.6985	0.6800	0.6882
July	0.6920	0.6631	0.6812
August	0.6768	0.6601	0.6691
September	0.6846	0.6662	0.6728
October	0.6937	0.6808	0.6881
November	0.7106	0.6930	0.7014
December	0.7143	0.7031	0.7092