2012 HNL to VND Historical Review

YEARLY HIGH

1108.3071 VND

YEARLY LOW

1037.3436 VND

YEARLY AVERAGE

1079.7438 VND

2012 HNL to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1108.3071. Conversely, the yearly low was recorded on December 30, dropping to 1037.3436.

This high-to-low spread represents a total annual volatility of 70.9635 VND. From a start-to-finish perspective, comparing the January average rate of 1100.9822 to the December average rate of 1048.8962, the exchange rate registered a net change of -4.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1108.3071 was down 0.56% compared to the 2011 peak of 1114.5105, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 5,541,535 VND

2011 Average 5,453,001 VND

Yearly Trough Low 5,186,718 VND

Transaction Impact: A difference of 354,817.43 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1106.1908

1043.6876

JanuMarcMayJulySeptNove

HNL to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1094.8745, compared to 1064.6131 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 30.2614 points.

H1 Avg (Jan–Jun) 1094.8745

H2 Avg (Jul–Dec) 1064.6131

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 26.7142 VND (High: 1090.4077 / Low: 1063.6935). On the other end, April was the most stable month, with a tight range of 4.9482 VND (High: 1093.5855 / Low: 1088.6373).

August Spread (Volatile) ±26.7142

April Spread (Stable) ±4.9482

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 22.5549 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -22.5549

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1100.9822) against the same month in 2011 (average: 1030.2484), the exchange rate shifted by +70.7338 (+6.87%).

2012 Avg (January) 1100.9822

2011 Avg (January) 1030.2484

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1108.3071	1091.3294	1100.9822
February	1101.9393	1084.5683	1093.7865
March	1095.9119	1089.6981	1092.4761
April	1093.5855	1088.6373	1092.0341
May	1096.7264	1088.5019	1093.0776
June	1100.5476	1092.4565	1096.8906
July	1095.8337	1076.0693	1093.8863
August	1090.4077	1063.6935	1071.3313
September	1065.4640	1045.7860	1061.8483
October	1070.7020	1047.2152	1058.4793
November	1057.2946	1044.1690	1053.2372
December	1053.1103	1037.3436	1048.8962