2021 HNL to VND Historical Review

YEARLY HIGH

970.4506 VND

YEARLY LOW

927.8866 VND

YEARLY AVERAGE

951.5512 VND

2021 HNL to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 970.4506. Conversely, the yearly low was recorded on January 6, dropping to 927.8866.

This high-to-low spread represents a total annual volatility of 42.5640 VND. From a start-to-finish perspective, comparing the January average rate of 952.7193 to the December average rate of 943.7289, the exchange rate registered a net change of -0.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 970.4506 was up 1.18% compared to the 2020 peak of 959.1190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 4,852,253 VND

2020 Average 4,694,144 VND

Yearly Trough Low 4,639,433 VND

Transaction Impact: A difference of 212,819.90 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

965.6436

936.5778

JanuMarcMayJulySeptNove

HNL to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 954.0064, compared to 949.0959 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.9105 points.

H1 Avg (Jan–Jun) 954.0064

H2 Avg (Jul–Dec) 949.0959

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 36.7179 VND (High: 964.6045 / Low: 927.8866). On the other end, November was the most stable month, with a tight range of 9.3711 VND (High: 944.2567 / Low: 934.8856).

January Spread (Volatile) ±36.7179

November Spread (Stable) ±9.3711

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 15.4898 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -15.4898

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 963.2214) against the same month in 2020 (average: 930.2866), the exchange rate shifted by +32.9348 (+3.54%).

2021 Avg (July) 963.2214

2020 Avg (July) 930.2866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	964.6045	927.8866	952.7193
February	961.6526	941.5749	949.4122
March	959.8920	943.4608	952.0442
April	961.4204	949.9809	956.3840
May	960.9050	948.8330	956.6152
June	965.3565	951.6598	956.8637
July	970.4506	955.3186	963.2214
August	970.4506	952.8798	960.7902
September	952.1682	938.5040	945.3003
October	949.3840	935.6244	942.5350
November	944.2567	934.8856	938.9999
December	955.3332	932.1275	943.7289