YEARLY HIGH
1018.4507 VND
YEARLY LOW
971.3038 VND
YEARLY AVERAGE
999.5314 VND

2025 HNL to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 1018.4507. Conversely, the yearly low was recorded on February 2, dropping to 971.3038.

This high-to-low spread represents a total annual volatility of 47.1469 VND. From a start-to-finish perspective, comparing the January average rate of 993.1444 to the December average rate of 1000.5618, the exchange rate registered a net change of 0.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1018.4507 was down 1.43% compared to the 2024 peak of 1033.2184, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 5,092,254 VND
2024 Average 5,039,554 VND
Yearly Trough Low 4,856,519 VND
Transaction Impact: A difference of 235,734.66 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1009.3149
990.2855
JanuMarcMayJulySeptNove

HNL to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 997.0861, compared to 1001.9766 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.8906 points.

H1 Avg (Jan–Jun) 997.0861
H2 Avg (Jul–Dec) 1001.9766

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 28.2525 VND (High: 999.5563 / Low: 971.3038). On the other end, November was the most stable month, with a tight range of 6.5556 VND (High: 1005.1413 / Low: 998.5856).

February Spread (Volatile) ±28.2525
November Spread (Stable) ±6.5556

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 5.1727 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -5.1727

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 1001.3049) against the same month in 2024 (average: 1010.0271), the exchange rate shifted by -8.7222 (-0.86%).

2025 Avg (August) 1001.3049
2024 Avg (August) 1010.0271

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1002.9358 979.6875 993.1444
February 999.5563 971.3038 991.8713
March 1010.4985 988.9274 996.3870
April 1016.3492 993.9583 1003.3826
May 1004.6742 995.0206 998.2099
June 1004.2634 996.4506 999.5214
July 1004.0414 991.0626 995.8926
August 1018.4507 993.3429 1001.3049
September 1010.3983 999.5194 1007.7291
October 1009.9279 997.9668 1004.3300
November 1005.1413 998.5856 1002.0413
December 1005.8404 992.2072 1000.5618