2026 HNL to VND Historical Review

YEARLY HIGH

1002.7116 VND

YEARLY LOW

976.0841 VND

YEARLY AVERAGE

987.0053 VND

2026 HNL to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 1002.7116. Conversely, the yearly low was recorded on February 1, dropping to 976.0841.

This high-to-low spread represents a total annual volatility of 26.6275 VND. From a start-to-finish perspective, comparing the January average rate of 993.0522 to the December average rate of 981.4838, the exchange rate registered a net change of -1.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1002.7116 was down 1.55% compared to the 2025 peak of 1018.4507, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 5,013,558 VND

2025 Average 4,997,772 VND

Yearly Trough Low 4,880,420 VND

Transaction Impact: A difference of 133,137.49 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

994.2091

980.3269

JanuMarcMayJuly

HNL to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 988.7597, compared to 981.7424 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.0173 points.

H1 Avg (Jan–Jun) 988.7597

H2 Avg (Jul–Dec) 981.7424

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 24.0646 VND (High: 1002.7116 / Low: 978.6470). On the other end, May was the most stable month, with a tight range of 1.4514 VND (High: 990.9143 / Low: 989.4628).

January Spread (Volatile) ±24.0646

May Spread (Stable) ±1.4514

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 10.5683 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -10.5683

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 993.0522) against the same month in 2025 (average: 993.1444), the exchange rate shifted by -0.0921 (-0.01%).

2026 Avg (January) 993.0522

2025 Avg (January) 993.1444

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1002.7116	978.6470	993.0522
February	989.4216	976.0841	982.4839
March	997.2554	984.9540	991.3324
April	993.7990	987.0972	990.1905
May	990.9143	989.4628	990.1518
June	990.7108	981.9576	985.3470
July	988.1988	977.0283	982.0010
August	984.4335	978.8511	981.4838