2014 HNL to VND Historical Review

YEARLY HIGH

1107.3498 VND

YEARLY LOW

995.7135 VND

YEARLY AVERAGE

1039.6724 VND

2014 HNL to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on May 29, valuing the pair at 1107.3498. Conversely, the yearly low was recorded on October 9, dropping to 995.7135.

This high-to-low spread represents a total annual volatility of 111.6363 VND. From a start-to-finish perspective, comparing the January average rate of 1051.2747 to the December average rate of 1013.4796, the exchange rate registered a net change of -3.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1107.3498 was up 0.47% compared to the 2013 peak of 1102.1642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 5,536,749 VND

2013 Average 5,235,161 VND

Yearly Trough Low 4,978,568 VND

Transaction Impact: A difference of 558,181.45 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1111.4283

990.4504

JanuMarcMayJulySeptNove

HNL to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1071.8712, compared to 1007.4736 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 64.3976 points.

H1 Avg (Jan–Jun) 1071.8712

H2 Avg (Jul–Dec) 1007.4736

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 85.4087 VND (High: 1107.3498 / Low: 1021.9411). On the other end, July was the most stable month, with a tight range of 7.0714 VND (High: 1017.3110 / Low: 1010.2396).

May Spread (Volatile) ±85.4087

July Spread (Stable) ±7.0714

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 79.7800 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -79.7800

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 1099.6466) against the same month in 2013 (average: 1081.0730), the exchange rate shifted by +18.5736 (+1.72%).

2014 Avg (May) 1099.6466

2013 Avg (May) 1081.0730

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1057.8888	1040.3877	1051.2747
February	1079.1515	1056.5098	1068.0989
March	1098.3762	1079.3861	1090.9935
April	1104.3959	1096.5309	1101.3468
May	1107.3498	1021.9411	1099.6466
June	1025.3060	1015.4930	1019.8666
July	1017.3110	1010.2396	1013.2132
August	1015.9593	1003.3481	1009.2143
September	1007.0618	999.7694	1004.7229
October	1011.3740	995.7135	1000.5319
November	1009.7097	997.2808	1003.6795
December	1017.4403	1007.1363	1013.4796