2020 HNL to VND Historical Review

YEARLY HIGH

959.1190 VND

YEARLY LOW

916.1034 VND

YEARLY AVERAGE

938.8276 VND

2020 HNL to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 959.1190. Conversely, the yearly low was recorded on January 14, dropping to 916.1034.

This high-to-low spread represents a total annual volatility of 43.0156 VND. From a start-to-finish perspective, comparing the January average rate of 934.8964 to the December average rate of 953.4167, the exchange rate registered a net change of 1.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 959.1190 was down 38.50% compared to the 2019 peak of 1559.5815, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 4,795,595 VND

2019 Average 4,732,851 VND

Yearly Trough Low 4,580,517 VND

Transaction Impact: A difference of 215,077.91 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

955.7298

927.9736

JanuMarcMayJulySeptNove

HNL to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 935.6141, compared to 942.0412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.4271 points.

H1 Avg (Jan–Jun) 935.6141

H2 Avg (Jul–Dec) 942.0412

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 26.7721 VND (High: 942.8755 / Low: 916.1034). On the other end, October was the most stable month, with a tight range of 9.6969 VND (High: 948.1334 / Low: 938.4365).

January Spread (Volatile) ±26.7721

October Spread (Stable) ±9.6969

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 8.8467 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -8.8467

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 953.4167) against the same month in 2019 (average: 957.5752), the exchange rate shifted by -4.1585 (-0.43%).

2020 Avg (December) 953.4167

2019 Avg (December) 957.5752

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	942.8755	916.1034	934.8964
February	946.5047	928.0802	935.7107
March	952.5711	927.4031	937.5309
April	952.6408	933.7893	941.3757
May	942.9304	918.2867	932.5291
June	937.9325	920.8904	931.6415
July	936.7061	920.9017	930.2866
August	947.6405	927.9482	937.2859
September	945.3964	931.8432	938.8550
October	948.1334	938.4365	943.1376
November	958.7899	939.5540	949.2652
December	959.1190	943.9014	953.4167