2015 HNL to VND Historical Review

YEARLY HIGH

1036.1596 VND

YEARLY LOW

983.2994 VND

YEARLY AVERAGE

1010.1658 VND

2015 HNL to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 1036.1596. Conversely, the yearly low was recorded on April 26, dropping to 983.2994.

This high-to-low spread represents a total annual volatility of 52.8602 VND. From a start-to-finish perspective, comparing the January average rate of 1014.4260 to the December average rate of 1027.4148, the exchange rate registered a net change of 1.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1036.1596 was down 6.43% compared to the 2014 peak of 1107.3498, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 5,180,798 VND

2014 Average 5,197,592 VND

Yearly Trough Low 4,916,497 VND

Transaction Impact: A difference of 264,300.94 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1031.8020

986.9252

JanuMarcMayJulySeptNove

HNL to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1002.9270, compared to 1017.4047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 14.4778 points.

H1 Avg (Jan–Jun) 1002.9270

H2 Avg (Jul–Dec) 1017.4047

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 36.1154 VND (High: 1029.8815 / Low: 993.7662). On the other end, July was the most stable month, with a tight range of 5.5484 VND (High: 1000.9235 / Low: 995.3752).

August Spread (Volatile) ±36.1154

July Spread (Stable) ±5.5484

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 11.6182 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -11.6182

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1027.4148) against the same month in 2014 (average: 1013.4796), the exchange rate shifted by +13.9353 (+1.37%).

2015 Avg (December) 1027.4148

2014 Avg (December) 1013.4796

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1021.0011	1008.9236	1014.4260
February	1017.4948	1004.2241	1009.0485
March	1017.0683	983.6092	1001.9474
April	1010.3321	983.2994	1002.2831
May	996.7377	984.4018	990.6649
June	1004.3129	995.3834	999.1918
July	1000.9235	995.3752	999.2196
August	1029.8815	993.7662	1010.9723
September	1032.5205	1026.1127	1028.0622
October	1028.7946	1011.8825	1017.8255
November	1028.0933	1013.5603	1020.9339
December	1036.1596	1006.5650	1027.4148