2012 HRK to BGN Historical Review

YEARLY HIGH

0.2651 BGN

YEARLY LOW

0.2569 BGN

YEARLY AVERAGE

0.2602 BGN

2012 HRK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 0.2651. Conversely, the yearly low was recorded on May 27, dropping to 0.2569.

This high-to-low spread represents a total annual volatility of 0.0083 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2591 to the December average rate of 0.2598, the exchange rate registered a net change of 0.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2651 was down 0.34% compared to the 2011 peak of 0.2660, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,326 BGN

2011 Average 1,315 BGN

Yearly Trough Low 1,284 BGN

Transaction Impact: A difference of 41.39 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2641

0.2577

JanuMarcMayJulySeptNove

HRK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2596, compared to 0.2609 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.2596

H2 Avg (Jul–Dec) 0.2609

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0049 BGN (High: 0.2636 / Low: 0.2586). On the other end, December was the most stable month, with a tight range of 0.0016 BGN (High: 0.2604 / Low: 0.2588).

October Spread (Volatile) ±0.0049

December Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0031 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 0.2636) against the same month in 2011 (average: 0.2610), the exchange rate shifted by +0.0026 (+1.01%).

2012 Avg (September) 0.2636

2011 Avg (September) 0.2610

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2598	0.2581	0.2591
February	0.2594	0.2576	0.2582
March	0.2610	0.2582	0.2598
April	0.2620	0.2596	0.2611
May	0.2616	0.2569	0.2595
June	0.2614	0.2585	0.2598
July	0.2619	0.2570	0.2607
August	0.2627	0.2596	0.2615
September	0.2651	0.2619	0.2636
October	0.2636	0.2586	0.2605
November	0.2603	0.2586	0.2595
December	0.2604	0.2588	0.2598