2018 HRK to BGN Historical Review

YEARLY HIGH

0.2660 BGN

YEARLY LOW

0.2621 BGN

YEARLY AVERAGE

0.2637 BGN

2018 HRK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 0.2660. Conversely, the yearly low was recorded on February 10, dropping to 0.2621.

This high-to-low spread represents a total annual volatility of 0.0039 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2631 to the December average rate of 0.2642, the exchange rate registered a net change of 0.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.2660 was up 0.39% compared to the 2017 peak of 0.2650, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,330 BGN

2017 Average 1,311 BGN

Yearly Trough Low 1,311 BGN

Transaction Impact: A difference of 19.35 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.2650

0.2627

JanuMarcMayJulySeptNove

HRK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2637, compared to 0.2637 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.2637

H2 Avg (Jul–Dec) 0.2637

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0022 BGN (High: 0.2660 / Low: 0.2638). On the other end, September was the most stable month, with a tight range of 0.0009 BGN (High: 0.2637 / Low: 0.2629).

May Spread (Volatile) ±0.0022

September Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2018: 0.2645) against the same month in 2017 (average: 0.2632), the exchange rate shifted by +0.0012 (+0.47%).

2018 Avg (May) 0.2645

2017 Avg (May) 0.2632

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2640	0.2622	0.2631
February	0.2637	0.2621	0.2629
March	0.2636	0.2624	0.2630
April	0.2642	0.2625	0.2636
May	0.2660	0.2638	0.2645
June	0.2654	0.2638	0.2648
July	0.2651	0.2639	0.2644
August	0.2640	0.2627	0.2634
September	0.2637	0.2629	0.2632
October	0.2643	0.2630	0.2635
November	0.2649	0.2628	0.2633
December	0.2651	0.2632	0.2642