YEARLY HIGH
0.2650 BGN
YEARLY LOW
0.2582 BGN
YEARLY AVERAGE
0.2621 BGN

2017 HRK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HRK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 0.2650. Conversely, the yearly low was recorded on January 8, dropping to 0.2582.

This high-to-low spread represents a total annual volatility of 0.0068 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2598 to the December average rate of 0.2596, the exchange rate registered a net change of -0.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 0.2650 was up 0.96% compared to the 2016 peak of 0.2624, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,325 BGN
2016 Average 1,299 BGN
Yearly Trough Low 1,291 BGN
Transaction Impact: A difference of 33.88 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

0.2646
0.2586
JanuMarcMayJulySeptNove

HRK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2627, compared to 0.2616 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.2627
H2 Avg (Jul–Dec) 0.2616

Volatility Range Comparison

Volatility

The most volatile month in 2017 was December, with a trading range of 0.0045 BGN (High: 0.2633 / Low: 0.2587). On the other end, July was the most stable month, with a tight range of 0.0011 BGN (High: 0.2646 / Low: 0.2634).

December Spread (Volatile) ±0.0045
July Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2017: 0.2636) against the same month in 2016 (average: 0.2589), the exchange rate shifted by +0.0047 (+1.83%).

2017 Avg (March) 0.2636
2016 Avg (March) 0.2589

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2619 0.2582 0.2598
February 0.2638 0.2619 0.2628
March 0.2650 0.2627 0.2636
April 0.2634 0.2612 0.2626
May 0.2639 0.2621 0.2632
June 0.2645 0.2633 0.2639
July 0.2646 0.2634 0.2639
August 0.2646 0.2634 0.2641
September 0.2639 0.2608 0.2621
October 0.2612 0.2598 0.2605
November 0.2598 0.2582 0.2591
December 0.2633 0.2587 0.2596