2016 HRK to BGN Historical Review

YEARLY HIGH

0.2624 BGN

YEARLY LOW

0.2550 BGN

YEARLY AVERAGE

0.2597 BGN

2016 HRK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 0.2624. Conversely, the yearly low was recorded on January 23, dropping to 0.2550.

This high-to-low spread represents a total annual volatility of 0.0074 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2555 to the December average rate of 0.2595, the exchange rate registered a net change of 1.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2624 was up 0.69% compared to the 2015 peak of 0.2606, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,312 BGN

2015 Average 1,285 BGN

Yearly Trough Low 1,275 BGN

Transaction Impact: A difference of 37.12 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2621

0.2549

JanuMarcMayJulySeptNove

HRK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2587, compared to 0.2607 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.2587

H2 Avg (Jul–Dec) 0.2607

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0032 BGN (High: 0.2601 / Low: 0.2570). On the other end, January was the most stable month, with a tight range of 0.0011 BGN (High: 0.2561 / Low: 0.2550).

March Spread (Volatile) ±0.0032

January Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 0.2615) against the same month in 2015 (average: 0.2587), the exchange rate shifted by +0.0028 (+1.06%).

2016 Avg (August) 0.2615

2015 Avg (August) 0.2587

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2561	0.2550	0.2555
February	0.2568	0.2550	0.2562
March	0.2601	0.2570	0.2589
April	0.2618	0.2604	0.2609
May	0.2614	0.2603	0.2609
June	0.2612	0.2593	0.2601
July	0.2619	0.2602	0.2612
August	0.2624	0.2608	0.2615
September	0.2618	0.2603	0.2611
October	0.2614	0.2602	0.2608
November	0.2619	0.2593	0.2603
December	0.2604	0.2584	0.2595