2014 HRK to BGN Historical Review

YEARLY HIGH

0.2588 BGN

YEARLY LOW

0.2545 BGN

YEARLY AVERAGE

0.2564 BGN

2014 HRK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 0.2588. Conversely, the yearly low was recorded on November 30, dropping to 0.2545.

This high-to-low spread represents a total annual volatility of 0.0043 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2564 to the December average rate of 0.2551, the exchange rate registered a net change of -0.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2588 was down 1.59% compared to the 2013 peak of 0.2629, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,294 BGN

2013 Average 1,291 BGN

Yearly Trough Low 1,272 BGN

Transaction Impact: A difference of 21.49 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2587

0.2547

JanuMarcMayJulySeptNove

HRK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2568, compared to 0.2560 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.2568

H2 Avg (Jul–Dec) 0.2560

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.0024 BGN (High: 0.2584 / Low: 0.2560). On the other end, June was the most stable month, with a tight range of 0.0006 BGN (High: 0.2588 / Low: 0.2581).

July Spread (Volatile) ±0.0024

June Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0013 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 0.2584) against the same month in 2013 (average: 0.2611), the exchange rate shifted by -0.0027 (-1.04%).

2014 Avg (June) 0.2584

2013 Avg (June) 0.2611

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2571	0.2556	0.2564
February	0.2564	0.2552	0.2558
March	0.2561	0.2552	0.2556
April	0.2574	0.2557	0.2567
May	0.2582	0.2571	0.2577
June	0.2588	0.2581	0.2584
July	0.2584	0.2560	0.2570
August	0.2571	0.2559	0.2565
September	0.2572	0.2561	0.2567
October	0.2565	0.2549	0.2556
November	0.2557	0.2545	0.2552
December	0.2556	0.2547	0.2551