2013 HRK to BGN Historical Review

YEARLY HIGH

0.2629 BGN

YEARLY LOW

0.2553 BGN

YEARLY AVERAGE

0.2583 BGN

2013 HRK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 1, valuing the pair at 0.2629. Conversely, the yearly low was recorded on November 20, dropping to 0.2553.

This high-to-low spread represents a total annual volatility of 0.0076 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2585 to the December average rate of 0.2564, the exchange rate registered a net change of -0.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2629 was down 0.82% compared to the 2012 peak of 0.2651, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,315 BGN

2012 Average 1,301 BGN

Yearly Trough Low 1,277 BGN

Transaction Impact: A difference of 38.10 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2616

0.2559

JanuMarcMayJulySeptNove

HRK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2586, compared to 0.2580 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.2586

H2 Avg (Jul–Dec) 0.2580

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0041 BGN (High: 0.2626 / Low: 0.2585). On the other end, October was the most stable month, with a tight range of 0.0008 BGN (High: 0.2573 / Low: 0.2565).

June Spread (Volatile) ±0.0041

October Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0021 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 0.2608) against the same month in 2012 (average: 0.2607), the exchange rate shifted by +0.0001 (+0.02%).

2013 Avg (July) 0.2608

2012 Avg (July) 0.2607

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2590	0.2580	0.2585
February	0.2587	0.2563	0.2580
March	0.2590	0.2574	0.2579
April	0.2583	0.2564	0.2573
May	0.2593	0.2577	0.2585
June	0.2626	0.2585	0.2611
July	0.2629	0.2599	0.2608
August	0.2608	0.2584	0.2597
September	0.2586	0.2570	0.2576
October	0.2573	0.2565	0.2569
November	0.2573	0.2553	0.2565
December	0.2568	0.2559	0.2564