2015 HRK to BGN Historical Review

YEARLY HIGH

0.2606 BGN

YEARLY LOW

0.2532 BGN

YEARLY AVERAGE

0.2570 BGN

2015 HRK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 7, valuing the pair at 0.2606. Conversely, the yearly low was recorded on February 19, dropping to 0.2532.

This high-to-low spread represents a total annual volatility of 0.0074 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2544 to the December average rate of 0.2561, the exchange rate registered a net change of 0.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2606 was up 0.72% compared to the 2014 peak of 0.2588, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,303 BGN

2014 Average 1,282 BGN

Yearly Trough Low 1,266 BGN

Transaction Impact: A difference of 37.01 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2593

0.2533

JanuMarcMayJulySeptNove

HRK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2565, compared to 0.2574 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.2565

H2 Avg (Jul–Dec) 0.2574

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.0043 BGN (High: 0.2606 / Low: 0.2563). On the other end, December was the most stable month, with a tight range of 0.0010 BGN (High: 0.2565 / Low: 0.2555).

November Spread (Volatile) ±0.0043

December Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0014 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.2574) against the same month in 2014 (average: 0.2552), the exchange rate shifted by +0.0023 (+0.89%).

2015 Avg (November) 0.2574

2014 Avg (November) 0.2552

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2551	0.2538	0.2544
February	0.2550	0.2532	0.2538
March	0.2572	0.2549	0.2561
April	0.2585	0.2546	0.2573
May	0.2598	0.2578	0.2588
June	0.2594	0.2578	0.2585
July	0.2586	0.2575	0.2579
August	0.2597	0.2576	0.2587
September	0.2591	0.2557	0.2577
October	0.2580	0.2559	0.2567
November	0.2606	0.2563	0.2574
December	0.2565	0.2555	0.2561