2019 HRK to BGN Historical Review

YEARLY HIGH

0.2671 BGN

YEARLY LOW

0.2621 BGN

YEARLY AVERAGE

0.2637 BGN

2019 HRK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 21, valuing the pair at 0.2671. Conversely, the yearly low was recorded on October 29, dropping to 0.2621.

This high-to-low spread represents a total annual volatility of 0.0050 BGN. From a start-to-finish perspective, comparing the January average rate of 0.2633 to the December average rate of 0.2628, the exchange rate registered a net change of -0.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.2671 was up 0.43% compared to the 2018 peak of 0.2660, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,336 BGN

2018 Average 1,318 BGN

Yearly Trough Low 1,311 BGN

Transaction Impact: A difference of 25.08 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.2648

0.2626

JanuMarcMayJulySeptNove

HRK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2637, compared to 0.2637 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.2637

H2 Avg (Jul–Dec) 0.2637

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0038 BGN (High: 0.2671 / Low: 0.2634). On the other end, January was the most stable month, with a tight range of 0.0009 BGN (High: 0.2638 / Low: 0.2629).

June Spread (Volatile) ±0.0038

January Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 0.2643) against the same month in 2018 (average: 0.2648), the exchange rate shifted by -0.0006 (-0.21%).

2019 Avg (June) 0.2643

2018 Avg (June) 0.2648

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2638	0.2629	0.2633
February	0.2642	0.2630	0.2638
March	0.2639	0.2628	0.2635
April	0.2648	0.2627	0.2634
May	0.2646	0.2632	0.2637
June	0.2671	0.2634	0.2643
July	0.2653	0.2641	0.2646
August	0.2653	0.2627	0.2646
September	0.2648	0.2638	0.2642
October	0.2642	0.2621	0.2631
November	0.2633	0.2623	0.2629
December	0.2633	0.2623	0.2628