YEARLY HIGH
85.3416 CRC
YEARLY LOW
73.6331 CRC
YEARLY AVERAGE
77.9843 CRC

2015 HRK to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 85.3416. Conversely, the yearly low was recorded on November 30, dropping to 73.6331.

This high-to-low spread represents a total annual volatility of 11.7084 CRC. From a start-to-finish perspective, comparing the January average rate of 81.5217 to the December average rate of 76.0647, the exchange rate registered a net change of -6.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 85.3416 was down 16.14% compared to the 2014 peak of 101.7668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 426,708 CRC
2014 Average 467,291 CRC
Yearly Trough Low 368,166 CRC
Transaction Impact: A difference of 58,542.22 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

82.1517
74.5921
JanuMarcMayJulySeptNove

HRK to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 78.3864, compared to 77.5822 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8042 points.

H1 Avg (Jan–Jun) 78.3864
H2 Avg (Jul–Dec) 77.5822

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 7.5323 CRC (High: 85.3416 / Low: 77.8092). On the other end, February was the most stable month, with a tight range of 1.5810 CRC (High: 79.9406 / Low: 78.3597).

January Spread (Volatile) ±7.5323
February Spread (Stable) ±1.5810

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.4620 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -3.4620

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 81.5217) against the same month in 2014 (average: 89.4822), the exchange rate shifted by -7.9604 (-8.90%).

2015 Avg (January) 81.5217
2014 Avg (January) 89.4822

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 85.3416 77.8092 81.5217
February 79.9406 78.3597 79.2525
March 78.3301 73.9264 75.7905
April 78.4944 74.5837 75.7193
May 80.9688 76.6718 78.6091
June 80.2375 77.2561 79.4252
July 78.8191 76.3536 77.7421
August 81.4290 76.8176 78.6263
September 80.4686 78.0416 79.1635
October 80.2075 76.9928 78.6743
November 77.5997 73.6331 75.2221
December 77.1766 73.8086 76.0647