YEARLY HIGH
94.4702 CRC
YEARLY LOW
83.1188 CRC
YEARLY AVERAGE
88.6387 CRC

2019 HRK to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 94.4702. Conversely, the yearly low was recorded on November 28, dropping to 83.1188.

This high-to-low spread represents a total annual volatility of 11.3514 CRC. From a start-to-finish perspective, comparing the January average rate of 92.7632 to the December average rate of 84.6507, the exchange rate registered a net change of -8.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 94.4702 was down 1.67% compared to the 2018 peak of 96.0711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 472,351 CRC
2018 Average 458,839 CRC
Yearly Trough Low 415,594 CRC
Transaction Impact: A difference of 56,756.94 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

94.2100
83.7816
JanuMarcMayJulySeptNove

HRK to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 91.2121, compared to 86.0654 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.1467 points.

H1 Avg (Jan–Jun) 91.2121
H2 Avg (Jul–Dec) 86.0654

Volatility Range Comparison

Volatility

The most volatile month in 2019 was November, with a trading range of 4.0992 CRC (High: 87.2180 / Low: 83.1188). On the other end, October was the most stable month, with a tight range of 1.8590 CRC (High: 87.3076 / Low: 85.4486).

November Spread (Volatile) ±4.0992
October Spread (Stable) ±1.8590

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.9154 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.9154

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 93.3410) against the same month in 2018 (average: 94.8386), the exchange rate shifted by -1.4977 (-1.58%).

2019 Avg (February) 93.3410
2018 Avg (February) 94.8386

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 94.3099 91.5570 92.7632
February 94.4702 92.5788 93.3410
March 92.8534 90.7894 91.8336
April 91.8699 89.5926 90.6635
May 90.4555 87.9789 89.2919
June 90.4049 88.0455 89.3792
July 89.0733 85.7870 87.6152
August 87.0043 84.3981 85.6998
September 86.4976 84.2787 85.9488
October 87.3076 85.4486 86.5251
November 87.2180 83.1188 85.9528
December 86.1984 83.1724 84.6507