YEARLY HIGH
84.0797 CRC
YEARLY LOW
74.0755 CRC
YEARLY AVERAGE
77.7525 CRC

2023 HRK to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 84.0797. Conversely, the yearly low was recorded on October 14, dropping to 74.0755.

This high-to-low spread represents a total annual volatility of 10.0042 CRC. From a start-to-finish perspective, comparing the January average rate of 82.2858 to the December average rate of 76.1073, the exchange rate registered a net change of -7.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 84.0797 was down 14.21% compared to the 2022 peak of 98.0097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 420,398 CRC
2022 Average 451,219 CRC
Yearly Trough Low 370,377 CRC
Transaction Impact: A difference of 50,021.02 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

83.0565
73.8078
JanuMarcMayJulySeptNove

HRK to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 78.8535, compared to 76.6515 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.2020 points.

H1 Avg (Jan–Jun) 78.8535
H2 Avg (Jul–Dec) 76.6515

Volatility Range Comparison

Volatility

The most volatile month in 2023 was February, with a trading range of 4.8492 CRC (High: 82.9230 / Low: 78.0738). On the other end, October was the most stable month, with a tight range of 1.3984 CRC (High: 75.4739 / Low: 74.0755).

February Spread (Volatile) ±4.8492
October Spread (Stable) ±1.3984

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.7115 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -2.7115

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2023: 82.2858) against the same month in 2022 (average: 96.1213), the exchange rate shifted by -13.8355 (-14.39%).

2023 Avg (January) 82.2858
2022 Avg (January) 96.1213

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 84.0797 79.6197 82.2858
February 82.9230 78.0738 80.2325
March 79.0616 75.7907 77.5210
April 78.9498 77.3565 77.9100
May 79.7673 76.3937 77.4775
June 78.8254 76.2696 77.6945
July 81.1891 78.0485 79.2631
August 79.6427 76.7423 77.9152
September 77.1134 74.9344 75.8772
October 75.4739 74.0755 74.5786
November 77.3114 74.5531 76.1679
December 76.7672 75.3518 76.1073