YEARLY HIGH
98.0097 CRC
YEARLY LOW
79.6110 CRC
YEARLY AVERAGE
90.2855 CRC

2022 HRK to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 98.0097. Conversely, the yearly low was recorded on October 19, dropping to 79.6110.

This high-to-low spread represents a total annual volatility of 18.3986 CRC. From a start-to-finish perspective, comparing the January average rate of 96.1213 to the December average rate of 82.7534, the exchange rate registered a net change of -13.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 98.0097 was down 2.67% compared to the 2021 peak of 100.7006, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 490,048 CRC
2021 Average 487,979 CRC
Yearly Trough Low 398,055 CRC
Transaction Impact: A difference of 91,993.20 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

98.0664
79.9570
JanuMarcMayJulySeptNove

HRK to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 95.1836, compared to 85.3874 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 9.7961 points.

H1 Avg (Jan–Jun) 95.1836
H2 Avg (Jul–Dec) 85.3874

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 8.0185 CRC (High: 91.8347 / Low: 83.8162). On the other end, December was the most stable month, with a tight range of 2.5865 CRC (High: 84.0086 / Low: 81.4222).

August Spread (Volatile) ±8.0185
December Spread (Stable) ±2.5865

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 4.2973 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -4.2973

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 96.5573) against the same month in 2021 (average: 97.7406), the exchange rate shifted by -1.1833 (-1.21%).

2022 Avg (February) 96.5573
2021 Avg (February) 97.7406

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 97.3957 94.6088 96.1213
February 98.0097 94.8636 96.5573
March 96.5814 92.5369 94.1378
April 96.5441 91.7284 94.0801
May 96.1300 92.0147 93.9040
June 97.5342 94.7468 96.3008
July 95.2181 90.5117 92.2571
August 91.8347 83.8162 88.6745
September 87.2679 80.6763 84.3772
October 82.9688 79.6110 81.4661
November 84.3646 79.7298 82.7964
December 84.0086 81.4222 82.7534