2020 HRK to CRC Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2020.
2020 HRK to CRC Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2020
During 2020, the HRK to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 99.4496. Conversely, the yearly low was recorded on March 19, dropping to 78.9339.
This high-to-low spread represents a total annual volatility of 20.5157 CRC. From a start-to-finish perspective, comparing the January average rate of 84.7789 to the December average rate of 97.7122, the exchange rate registered a net change of 15.26% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2020 high of 99.4496 was up 5.27% compared to the 2019 peak of 94.4702, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2020.
HRK to CRC Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 83.4569, compared to 93.6935 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.2365 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2020 was March, with a trading range of 7.6142 CRC (High: 86.5481 / Low: 78.9339). On the other end, October was the most stable month, with a tight range of 1.2564 CRC (High: 94.4197 / Low: 93.1634).
Growth Streaks & Declines
TrendsBetween April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.7444 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (December 2020: 97.7122) against the same month in 2019 (average: 84.6507), the exchange rate shifted by +13.0615 (+15.43%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 86.4491 | 83.7122 | 84.7789 |
| February | 84.3425 | 82.0661 | 83.3631 |
| March | 86.5481 | 78.9339 | 83.3558 |
| April | 83.1292 | 80.6712 | 81.6114 |
| May | 83.2711 | 81.0979 | 81.9306 |
| June | 87.0634 | 83.4584 | 85.7017 |
| July | 92.4513 | 86.2793 | 88.5969 |
| August | 94.2923 | 91.9577 | 93.3783 |
| September | 94.2209 | 92.0931 | 93.3714 |
| October | 94.4197 | 93.1634 | 93.7512 |
| November | 96.0182 | 93.2981 | 95.3508 |
| December | 99.4496 | 96.2739 | 97.7122 |