YEARLY HIGH
79.1682 CRC
YEARLY LOW
68.5610 CRC
YEARLY AVERAGE
71.8137 CRC

2026 HRK to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 79.1682. Conversely, the yearly low was recorded on June 24, dropping to 68.5610.

This high-to-low spread represents a total annual volatility of 10.6072 CRC. From a start-to-finish perspective, comparing the January average rate of 77.0672 to the December average rate of 69.2952, the exchange rate registered a net change of -10.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 79.1682 was down 0.29% compared to the 2025 peak of 79.4014, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 395,841 CRC
2025 Average 377,897 CRC
Yearly Trough Low 342,805 CRC
Transaction Impact: A difference of 53,036.23 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

77.8823
68.1009
JanuMarcMayJuly

HRK to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 72.7164, compared to 69.1056 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.6108 points.

H1 Avg (Jan–Jun) 72.7164
H2 Avg (Jul–Dec) 69.1056

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 4.5298 CRC (High: 78.4996 / Low: 73.9698). On the other end, August was the most stable month, with a tight range of 0.0347 CRC (High: 69.3109 / Low: 69.2761).

February Spread (Volatile) ±4.5298
August Spread (Stable) ±0.0347

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.3928 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -4.3928

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 77.0672) against the same month in 2025 (average: 69.4272), the exchange rate shifted by +7.6400 (+11.00%).

2026 Avg (January) 77.0672
2025 Avg (January) 69.4272

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 79.1682 75.2613 77.0672
February 78.4996 73.9698 76.2945
March 73.5293 70.5904 71.9017
April 72.0858 70.5215 71.3233
May 70.7422 69.8699 70.0823
June 70.7857 68.5610 69.6292
July 69.1952 68.5887 68.9160
August 69.3109 69.2761 69.2952