YEARLY HIGH
79.4014 CRC
YEARLY LOW
68.3621 CRC
YEARLY AVERAGE
75.5513 CRC

2025 HRK to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 79.4014. Conversely, the yearly low was recorded on January 18, dropping to 68.3621.

This high-to-low spread represents a total annual volatility of 11.0394 CRC. From a start-to-finish perspective, comparing the January average rate of 69.4272 to the December average rate of 77.0441, the exchange rate registered a net change of 10.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 79.4014 was up 1.37% compared to the 2024 peak of 78.3321, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 397,007 CRC
2024 Average 370,224 CRC
Yearly Trough Low 341,810 CRC
Transaction Impact: A difference of 55,196.85 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

79.4749
68.5138
JanuMarcMayJulySeptNove

HRK to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 73.3671, compared to 77.7356 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.3685 points.

H1 Avg (Jan–Jun) 73.3671
H2 Avg (Jul–Dec) 77.7356

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 5.6718 CRC (High: 77.3820 / Low: 71.7102). On the other end, November was the most stable month, with a tight range of 1.1075 CRC (High: 77.4912 / Low: 76.3837).

April Spread (Volatile) ±5.6718
November Spread (Stable) ±1.1075

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.9316 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.9316

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 78.5615) against the same month in 2024 (average: 76.5860), the exchange rate shifted by +1.9755 (+2.58%).

2025 Avg (September) 78.5615
2024 Avg (September) 76.5860

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 70.3611 68.3621 69.4272
February 70.5438 69.2012 70.0791
March 72.9726 69.8424 71.7919
April 77.3820 71.7102 75.5080
May 76.9090 74.6535 75.9132
June 78.9424 76.5164 77.4828
July 79.0986 76.5825 78.2747
August 78.6661 76.5043 78.0724
September 79.4014 78.0539 78.5615
October 78.4450 76.8636 77.6299
November 77.4912 76.3837 76.8309
December 78.1203 75.4416 77.0441