YEARLY HIGH
100.7006 CRC
YEARLY LOW
93.9690 CRC
YEARLY AVERAGE
97.5999 CRC

2021 HRK to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 100.7006. Conversely, the yearly low was recorded on November 29, dropping to 93.9690.

This high-to-low spread represents a total annual volatility of 6.7316 CRC. From a start-to-finish perspective, comparing the January average rate of 98.5106 to the December average rate of 95.7952, the exchange rate registered a net change of -2.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 100.7006 was up 1.26% compared to the 2020 peak of 99.4496, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 503,503 CRC
2020 Average 442,995 CRC
Yearly Trough Low 469,845 CRC
Transaction Impact: A difference of 33,657.82 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

99.9402
95.4183
JanuMarcMayJulySeptNove

HRK to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 98.0308, compared to 97.1689 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8619 points.

H1 Avg (Jan–Jun) 98.0308
H2 Avg (Jul–Dec) 97.1689

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 4.9592 CRC (High: 98.9282 / Low: 93.9690). On the other end, February was the most stable month, with a tight range of 1.4682 CRC (High: 98.3574 / Low: 96.8892).

November Spread (Volatile) ±4.9592
February Spread (Stable) ±1.4682

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.7194 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.7194

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 99.5634) against the same month in 2020 (average: 81.9306), the exchange rate shifted by +17.6327 (+21.52%).

2021 Avg (May) 99.5634
2020 Avg (May) 81.9306

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 99.7391 97.2591 98.5106
February 98.3574 96.8892 97.7406
March 97.7566 94.8578 96.0212
April 99.1051 95.1950 96.9717
May 100.7006 98.0584 99.5634
June 100.6897 97.6620 99.3775
July 98.3819 96.7575 97.6993
August 98.1789 96.6342 97.4816
September 99.0344 96.6732 98.0949
October 98.5030 96.0730 96.9264
November 98.9282 93.9690 97.0160
December 97.1390 94.0829 95.7952