2012 HRK to GNF Historical Review

YEARLY HIGH

1263.3723 GNF

YEARLY LOW

1148.7209 GNF

YEARLY AVERAGE

1204.4888 GNF

2012 HRK to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 15, valuing the pair at 1263.3723. Conversely, the yearly low was recorded on May 27, dropping to 1148.7209.

This high-to-low spread represents a total annual volatility of 114.6514 GNF. From a start-to-finish perspective, comparing the January average rate of 1187.6965 to the December average rate of 1229.8650, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1263.3723 was down 12.30% compared to the 2011 peak of 1440.5489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,316,861 GNF

2011 Average 6,471,991 GNF

Yearly Trough Low 5,743,604 GNF

Transaction Impact: A difference of 573,256.97 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1241.0298

1160.8319

JanuMarcMayJulySeptNove

HRK to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1202.0705, compared to 1206.9071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.8366 points.

H1 Avg (Jan–Jun) 1202.0705

H2 Avg (Jul–Dec) 1206.9071

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 81.4069 GNF (High: 1230.1278 / Low: 1148.7209). On the other end, November was the most stable month, with a tight range of 33.1285 GNF (High: 1224.6626 / Low: 1191.5341).

May Spread (Volatile) ±81.4069

November Spread (Stable) ±33.1285

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 45.2584 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -45.2584

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 1226.8954) against the same month in 2011 (average: 1213.5871), the exchange rate shifted by +13.3084 (+1.10%).

2012 Avg (September) 1226.8954

2011 Avg (September) 1213.5871

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1211.6717	1168.1998	1187.6965
February	1223.1312	1177.9371	1205.0931
March	1261.5135	1181.7796	1234.3466
April	1261.2094	1211.1981	1230.2618
May	1230.1278	1148.7209	1185.0035
June	1195.0620	1151.0275	1170.0215
July	1188.2920	1148.8880	1167.5150
August	1206.7169	1169.0444	1184.4253
September	1263.3723	1197.9531	1226.8954
October	1240.6639	1197.9827	1225.2603
November	1224.6626	1191.5341	1207.4814
December	1246.0978	1208.6528	1229.8650