2025 HRK to GNF Historical Review

YEARLY HIGH

1367.7323 GNF

YEARLY LOW

1174.0401 GNF

YEARLY AVERAGE

1299.7798 GNF

2025 HRK to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 1367.7323. Conversely, the yearly low was recorded on February 3, dropping to 1174.0401.

This high-to-low spread represents a total annual volatility of 193.6922 GNF. From a start-to-finish perspective, comparing the January average rate of 1187.8729 to the December average rate of 1354.4589, the exchange rate registered a net change of 14.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1367.7323 was up 6.57% compared to the 2024 peak of 1283.4677, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,838,662 GNF

2024 Average 6,183,265 GNF

Yearly Trough Low 5,870,200 GNF

Transaction Impact: A difference of 968,461.12 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1371.1176

1171.2143

JanuMarcMayJulySeptNove

HRK to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1256.0727, compared to 1343.4868 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 87.4140 points.

H1 Avg (Jan–Jun) 1256.0727

H2 Avg (Jul–Dec) 1343.4868

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 81.9353 GNF (High: 1322.5338 / Low: 1240.5986). On the other end, November was the most stable month, with a tight range of 15.9483 GNF (High: 1340.1286 / Low: 1324.1803).

April Spread (Volatile) ±81.9353

November Spread (Stable) ±15.9483

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 9.2005 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -9.2005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1354.4589) against the same month in 2024 (average: 1199.4800), the exchange rate shifted by +154.9790 (+12.92%).

2025 Avg (December) 1354.4589

2024 Avg (December) 1199.4800

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1205.7507	1175.5738	1187.8729
February	1207.3660	1174.0401	1195.8671
March	1256.1995	1191.9713	1238.6273
April	1322.5338	1240.5986	1290.9506
May	1309.5030	1273.0294	1297.6079
June	1354.8463	1304.9537	1325.5107
July	1357.5441	1314.9817	1343.9139
August	1348.6326	1317.4634	1340.2762
September	1366.0311	1337.9500	1349.8031
October	1352.5834	1330.3088	1340.6027
November	1340.1286	1324.1803	1331.8660
December	1367.7323	1340.3662	1354.4589