2016 HRK to GNF Historical Review

YEARLY HIGH

1374.2863 GNF

YEARLY LOW

1089.0325 GNF

YEARLY AVERAGE

1228.7053 GNF

2016 HRK to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 10, valuing the pair at 1374.2863. Conversely, the yearly low was recorded on February 29, dropping to 1089.0325.

This high-to-low spread represents a total annual volatility of 285.2538 GNF. From a start-to-finish perspective, comparing the January average rate of 1097.7832 to the December average rate of 1297.3971, the exchange rate registered a net change of 18.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1374.2863 was up 20.08% compared to the 2015 peak of 1144.4500, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,871,432 GNF

2015 Average 5,358,740 GNF

Yearly Trough Low 5,445,162 GNF

Transaction Impact: A difference of 1,426,269.08 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1385.3933

1071.6369

JanuMarcMayJulySeptNove

HRK to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1127.0233, compared to 1330.3873 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 203.3641 points.

H1 Avg (Jan–Jun) 1127.0233

H2 Avg (Jul–Dec) 1330.3873

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 226.5943 GNF (High: 1320.2069 / Low: 1093.6126). On the other end, January was the most stable month, with a tight range of 15.1174 GNF (High: 1104.5355 / Low: 1089.4181).

June Spread (Volatile) ±226.5943

January Spread (Stable) ±15.1174

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 32.0939 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -32.0939

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2016: 1359.2469) against the same month in 2015 (average: 1080.5946), the exchange rate shifted by +278.6524 (+25.79%).

2016 Avg (September) 1359.2469

2015 Avg (September) 1080.5946

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1104.5355	1089.4181	1097.7832
February	1144.1000	1089.0325	1119.7684
March	1148.0691	1091.5714	1122.4910
April	1157.3765	1136.5084	1147.0288
May	1154.5654	1089.9559	1114.9349
June	1320.2069	1093.6126	1160.1331
July	1338.4249	1306.7298	1323.2531
August	1369.1048	1333.7319	1355.0191
September	1374.2863	1341.2581	1359.2469
October	1365.7166	1317.4222	1336.7217
November	1358.9192	1272.1838	1310.6858
December	1317.9867	1274.5383	1297.3971