2026 HRK to GNF Historical Review

YEARLY HIGH

1396.9663 GNF

YEARLY LOW

1320.0946 GNF

YEARLY AVERAGE

1351.4003 GNF

2026 HRK to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1396.9663. Conversely, the yearly low was recorded on June 25, dropping to 1320.0946.

This high-to-low spread represents a total annual volatility of 76.8717 GNF. From a start-to-finish perspective, comparing the January average rate of 1362.8304 to the December average rate of 1339.5600, the exchange rate registered a net change of -1.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1396.9663 was up 2.14% compared to the 2025 peak of 1367.7323, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,984,832 GNF

2025 Average 6,501,813 GNF

Yearly Trough Low 6,600,473 GNF

Transaction Impact: A difference of 384,358.59 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1381.0251

1324.5252

JanuMarcMayJuly

HRK to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1357.0681, compared to 1334.3968 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 22.6713 points.

H1 Avg (Jan–Jun) 1357.0681

H2 Avg (Jul–Dec) 1334.3968

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 49.9691 GNF (High: 1396.9663 / Low: 1346.9973). On the other end, August was the most stable month, with a tight range of 0.2894 GNF (High: 1339.7047 / Low: 1339.4154).

January Spread (Volatile) ±49.9691

August Spread (Stable) ±0.2894

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 31.5418 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -31.5418

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1362.8304) against the same month in 2025 (average: 1187.8729), the exchange rate shifted by +174.9575 (+14.73%).

2026 Avg (January) 1362.8304

2025 Avg (January) 1187.8729

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1396.9663	1346.9973	1362.8304
February	1388.0433	1368.8565	1376.3167
March	1366.6917	1328.2115	1344.7750
April	1374.8376	1338.7759	1361.6429
May	1365.1086	1353.5331	1357.7465
June	1355.5888	1320.0946	1339.0972
July	1335.7112	1323.9196	1329.2335
August	1339.7047	1339.4154	1339.5600