2019 HRK to GNF Historical Review

YEARLY HIGH

1441.6549 GNF

YEARLY LOW

1334.7222 GNF

YEARLY AVERAGE

1393.0205 GNF

2019 HRK to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1441.6549. Conversely, the yearly low was recorded on November 12, dropping to 1334.7222.

This high-to-low spread represents a total annual volatility of 106.9326 GNF. From a start-to-finish perspective, comparing the January average rate of 1408.2005 to the December average rate of 1415.3218, the exchange rate registered a net change of 0.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1441.6549 was down 4.93% compared to the 2018 peak of 1516.4133, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,208,274 GNF

2018 Average 7,203,767 GNF

Yearly Trough Low 6,673,611 GNF

Transaction Impact: A difference of 534,663.12 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1419.6995

1367.1661

JanuMarcMayJulySeptNove

HRK to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1397.3898, compared to 1388.6513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.7385 points.

H1 Avg (Jan–Jun) 1397.3898

H2 Avg (Jul–Dec) 1388.6513

Volatility Range Comparison

Volatility

The most volatile month in 2019 was November, with a trading range of 76.5426 GNF (High: 1411.2648 / Low: 1334.7222). On the other end, September was the most stable month, with a tight range of 23.0295 GNF (High: 1382.0883 / Low: 1359.0587).

November Spread (Volatile) ±76.5426

September Spread (Stable) ±23.0295

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 12.9428 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -12.9428

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 1415.3218) against the same month in 2018 (average: 1406.5676), the exchange rate shifted by +8.7542 (+0.62%).

2019 Avg (December) 1415.3218

2018 Avg (December) 1406.5676

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1422.5114	1392.2889	1408.2005
February	1423.3657	1390.6793	1404.3940
March	1412.6527	1376.1698	1397.7772
April	1402.0008	1369.5606	1387.1280
May	1402.4019	1370.2327	1385.7827
June	1418.1155	1374.9099	1401.0560
July	1407.0765	1379.9436	1396.9631
August	1402.4034	1370.8033	1384.4866
September	1382.0883	1359.0587	1371.5439
October	1387.0915	1358.8834	1374.6951
November	1411.2648	1334.7222	1388.8974
December	1441.6549	1402.0353	1415.3218