2015 HRK to GNF Historical Review

YEARLY HIGH

1144.4500 GNF

YEARLY LOW

985.6106 GNF

YEARLY AVERAGE

1071.7100 GNF

2015 HRK to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 1144.4500. Conversely, the yearly low was recorded on March 15, dropping to 985.6106.

This high-to-low spread represents a total annual volatility of 158.8394 GNF. From a start-to-finish perspective, comparing the January average rate of 1068.8152 to the December average rate of 1101.9255, the exchange rate registered a net change of 3.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1144.4500 was down 11.44% compared to the 2014 peak of 1292.3199, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,722,250 GNF

2014 Average 6,100,701 GNF

Yearly Trough Low 4,928,053 GNF

Transaction Impact: A difference of 794,196.97 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1109.4721

1018.9134

JanuMarcMayJulySeptNove

HRK to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1061.3572, compared to 1082.0628 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 20.7056 points.

H1 Avg (Jan–Jun) 1061.3572

H2 Avg (Jul–Dec) 1082.0628

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 97.8164 GNF (High: 1144.4500 / Low: 1046.6336). On the other end, February was the most stable month, with a tight range of 32.4828 GNF (High: 1076.3981 / Low: 1043.9153).

November Spread (Volatile) ±97.8164

February Spread (Stable) ±32.4828

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 35.7970 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -35.7970

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 1093.9551) against the same month in 2014 (average: 1145.8663), the exchange rate shifted by -51.9112 (-4.53%).

2015 Avg (November) 1093.9551

2014 Avg (November) 1145.8663

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1107.4340	1031.7705	1068.8152
February	1076.3981	1043.9153	1062.2570
March	1052.9738	985.6106	1026.4600
April	1079.6339	1016.4504	1036.0575
May	1123.2472	1052.3711	1083.8398
June	1123.6750	1072.9154	1090.7137
July	1108.8663	1027.2013	1063.6663
August	1107.7298	1044.8232	1074.0831
September	1109.2543	1060.9927	1080.5946
October	1124.8606	1039.5263	1078.1524
November	1144.4500	1046.6336	1093.9551
December	1116.4246	1061.6072	1101.9255