2022 HRK to GNF Historical Review

YEARLY HIGH

1410.7413 GNF

YEARLY LOW

1105.9155 GNF

YEARLY AVERAGE

1233.2732 GNF

2022 HRK to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1410.7413. Conversely, the yearly low was recorded on September 27, dropping to 1105.9155.

This high-to-low spread represents a total annual volatility of 304.8258 GNF. From a start-to-finish perspective, comparing the January average rate of 1368.6467 to the December average rate of 1220.4919, the exchange rate registered a net change of -10.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1410.7413 was down 15.39% compared to the 2021 peak of 1667.2811, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,053,707 GNF

2021 Average 7,733,848 GNF

Yearly Trough Low 5,529,577 GNF

Transaction Impact: A difference of 1,524,129.22 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1392.0976

1110.6863

JanuMarcMayJulySeptNove

HRK to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1295.7710, compared to 1170.7754 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 124.9956 points.

H1 Avg (Jan–Jun) 1295.7710

H2 Avg (Jul–Dec) 1170.7754

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 95.5765 GNF (High: 1213.4082 / Low: 1117.8317). On the other end, March was the most stable month, with a tight range of 30.6725 GNF (High: 1319.4681 / Low: 1288.7956).

November Spread (Volatile) ±95.5765

March Spread (Stable) ±30.6725

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 58.1670 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -58.1670

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 1368.6467) against the same month in 2021 (average: 1642.3124), the exchange rate shifted by -273.6658 (-16.66%).

2022 Avg (January) 1368.6467

2021 Avg (January) 1642.3124

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1410.7413	1334.4287	1368.6467
February	1384.0635	1329.1327	1357.1636
March	1319.4681	1288.7956	1301.0381
April	1307.6047	1226.0403	1273.1641
May	1258.9621	1216.5370	1238.8901
June	1264.6871	1204.6196	1235.7234
July	1203.7329	1157.8651	1177.5564
August	1201.8246	1147.8731	1171.0428
September	1169.0167	1105.9155	1144.7869
October	1155.4005	1116.8876	1134.1372
November	1213.4082	1117.8317	1176.6369
December	1245.3495	1198.6043	1220.4919