2012 HRK to ILS Historical Review

YEARLY HIGH

0.6901 ILS

YEARLY LOW

0.6359 ILS

YEARLY AVERAGE

0.6585 ILS

2012 HRK to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 0.6901. Conversely, the yearly low was recorded on May 27, dropping to 0.6359.

This high-to-low spread represents a total annual volatility of 0.0542 ILS. From a start-to-finish perspective, comparing the January average rate of 0.6503 to the December average rate of 0.6580, the exchange rate registered a net change of 1.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6901 was down 0.96% compared to the 2011 peak of 0.6968, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,451 ILS

2011 Average 3,346 ILS

Yearly Trough Low 3,179 ILS

Transaction Impact: A difference of 271.12 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6864

0.6423

JanuMarcMayJulySeptNove

HRK to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6525, compared to 0.6645 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0121 points.

H1 Avg (Jan–Jun) 0.6525

H2 Avg (Jul–Dec) 0.6645

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0307 ILS (High: 0.6783 / Low: 0.6476). On the other end, April was the most stable month, with a tight range of 0.0083 ILS (High: 0.6616 / Low: 0.6533).

August Spread (Volatile) ±0.0307

April Spread (Stable) ±0.0083

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0170 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 0.6827) against the same month in 2011 (average: 0.6778), the exchange rate shifted by +0.0048 (+0.71%).

2012 Avg (September) 0.6827

2011 Avg (September) 0.6778

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6602	0.6459	0.6503
February	0.6691	0.6404	0.6518
March	0.6650	0.6541	0.6591
April	0.6616	0.6533	0.6579
May	0.6646	0.6359	0.6499
June	0.6573	0.6385	0.6459
July	0.6642	0.6466	0.6530
August	0.6783	0.6476	0.6645
September	0.6901	0.6747	0.6827
October	0.6784	0.6598	0.6657
November	0.6708	0.6578	0.6634
December	0.6638	0.6515	0.6580