2020 HRK to ILS Historical Review

YEARLY HIGH

0.5579 ILS

YEARLY LOW

0.4959 ILS

YEARLY AVERAGE

0.5204 ILS

2020 HRK to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.5579. Conversely, the yearly low was recorded on February 20, dropping to 0.4959.

This high-to-low spread represents a total annual volatility of 0.0619 ILS. From a start-to-finish perspective, comparing the January average rate of 0.5161 to the December average rate of 0.5238, the exchange rate registered a net change of 1.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5579 was down 3.58% compared to the 2019 peak of 0.5786, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,789 ILS

2019 Average 2,689 ILS

Yearly Trough Low 2,480 ILS

Transaction Impact: A difference of 309.74 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5388

0.4997

JanuMarcMayJulySeptNove

HRK to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5124, compared to 0.5283 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0159 points.

H1 Avg (Jan–Jun) 0.5124

H2 Avg (Jul–Dec) 0.5283

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0512 ILS (High: 0.5579 / Low: 0.5066). On the other end, November was the most stable month, with a tight range of 0.0079 ILS (High: 0.5301 / Low: 0.5223).

March Spread (Volatile) ±0.0512

November Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0137 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0137

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5244) against the same month in 2019 (average: 0.5508), the exchange rate shifted by -0.0263 (-4.78%).

2020 Avg (March) 0.5244

2019 Avg (March) 0.5508

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5206	0.5111	0.5161
February	0.5154	0.4959	0.5030
March	0.5579	0.5066	0.5244
April	0.5184	0.5016	0.5108
May	0.5130	0.5015	0.5067
June	0.5236	0.5077	0.5137
July	0.5404	0.5113	0.5223
August	0.5418	0.5302	0.5355
September	0.5433	0.5284	0.5350
October	0.5323	0.5221	0.5272
November	0.5301	0.5223	0.5261
December	0.5278	0.5191	0.5238