2014 HRK to ILS Historical Review

YEARLY HIGH

0.6403 ILS

YEARLY LOW

0.5991 ILS

YEARLY AVERAGE

0.6217 ILS

2014 HRK to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.6403. Conversely, the yearly low was recorded on August 5, dropping to 0.5991.

This high-to-low spread represents a total annual volatility of 0.0412 ILS. From a start-to-finish perspective, comparing the January average rate of 0.6234 to the December average rate of 0.6312, the exchange rate registered a net change of 1.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6403 was down 3.78% compared to the 2013 peak of 0.6655, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,202 ILS

2013 Average 3,163 ILS

Yearly Trough Low 2,996 ILS

Transaction Impact: A difference of 206.05 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6334

0.6069

JanuMarcMayJulySeptNove

HRK to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6258, compared to 0.6176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0082 points.

H1 Avg (Jan–Jun) 0.6258

H2 Avg (Jul–Dec) 0.6176

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0239 ILS (High: 0.6403 / Low: 0.6164). On the other end, March was the most stable month, with a tight range of 0.0051 ILS (High: 0.6311 / Low: 0.6260).

December Spread (Volatile) ±0.0239

March Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0107 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.6312) against the same month in 2013 (average: 0.6284), the exchange rate shifted by +0.0027 (+0.43%).

2014 Avg (December) 0.6312

2013 Avg (December) 0.6284

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6268	0.6193	0.6234
February	0.6308	0.6196	0.6272
March	0.6311	0.6260	0.6280
April	0.6324	0.6239	0.6295
May	0.6328	0.6225	0.6266
June	0.6260	0.6156	0.6199
July	0.6188	0.6011	0.6091
August	0.6181	0.5991	0.6106
September	0.6183	0.6083	0.6147
October	0.6248	0.6045	0.6170
November	0.6313	0.6159	0.6232
December	0.6403	0.6164	0.6312