2015 HRK to ILS Historical Review

YEARLY HIGH

0.6159 ILS

YEARLY LOW

0.5373 ILS

YEARLY AVERAGE

0.5668 ILS

2015 HRK to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.6159. Conversely, the yearly low was recorded on November 30, dropping to 0.5373.

This high-to-low spread represents a total annual volatility of 0.0787 ILS. From a start-to-finish perspective, comparing the January average rate of 0.5971 to the December average rate of 0.5526, the exchange rate registered a net change of -7.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6159 was down 3.81% compared to the 2014 peak of 0.6403, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,080 ILS

2014 Average 3,108 ILS

Yearly Trough Low 2,686 ILS

Transaction Impact: A difference of 393.33 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6018

0.5446

JanuMarcMayJulySeptNove

HRK to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5725, compared to 0.5610 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0115 points.

H1 Avg (Jan–Jun) 0.5725

H2 Avg (Jul–Dec) 0.5610

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0436 ILS (High: 0.5889 / Low: 0.5453). On the other end, July was the most stable month, with a tight range of 0.0109 ILS (High: 0.5551 / Low: 0.5442).

August Spread (Volatile) ±0.0436

July Spread (Stable) ±0.0109

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0232 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0232

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.5971) against the same month in 2014 (average: 0.6234), the exchange rate shifted by -0.0264 (-4.23%).

2015 Avg (January) 0.5971

2014 Avg (January) 0.6234

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6159	0.5772	0.5971
February	0.5823	0.5663	0.5738
March	0.5826	0.5552	0.5670
April	0.5698	0.5567	0.5597
May	0.5795	0.5574	0.5706
June	0.5734	0.5544	0.5668
July	0.5551	0.5442	0.5499
August	0.5889	0.5453	0.5655
September	0.5870	0.5740	0.5793
October	0.5776	0.5604	0.5693
November	0.5624	0.5373	0.5494
December	0.5582	0.5389	0.5526