2026 HRK to ILS Historical Review

YEARLY HIGH

0.4970 ILS

YEARLY LOW

0.4330 ILS

YEARLY AVERAGE

0.4676 ILS

2026 HRK to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.4970. Conversely, the yearly low was recorded on June 1, dropping to 0.4330.

This high-to-low spread represents a total annual volatility of 0.0639 ILS. From a start-to-finish perspective, comparing the January average rate of 0.4897 to the December average rate of 0.4688, the exchange rate registered a net change of -4.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4970 was down 12.16% compared to the 2025 peak of 0.5658, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,485 ILS

2025 Average 2,585 ILS

Yearly Trough Low 2,165 ILS

Transaction Impact: A difference of 319.70 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4948

0.4336

JanuMarcMayJuly

HRK to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4688, compared to 0.4640 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.4688

H2 Avg (Jul–Dec) 0.4640

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0281 ILS (High: 0.4875 / Low: 0.4594). On the other end, August was the most stable month, with a tight range of 0.0001 ILS (High: 0.4688 / Low: 0.4687).

April Spread (Volatile) ±0.0281

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0320 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0320

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.4897) against the same month in 2025 (average: 0.4964), the exchange rate shifted by -0.0068 (-1.36%).

2026 Avg (January) 0.4897

2025 Avg (January) 0.4964

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4970	0.4842	0.4897
February	0.4918	0.4826	0.4870
March	0.4894	0.4717	0.4780
April	0.4875	0.4594	0.4707
May	0.4580	0.4337	0.4387
June	0.4543	0.4330	0.4489
July	0.4683	0.4509	0.4592
August	0.4688	0.4687	0.4688