2022 HRK to ILS Historical Review

YEARLY HIGH

0.5007 ILS

YEARLY LOW

0.4314 ILS

YEARLY AVERAGE

0.4692 ILS

2022 HRK to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.5007. Conversely, the yearly low was recorded on August 27, dropping to 0.4314.

This high-to-low spread represents a total annual volatility of 0.0693 ILS. From a start-to-finish perspective, comparing the January average rate of 0.4718 to the December average rate of 0.4851, the exchange rate registered a net change of 2.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5007 was down 5.72% compared to the 2021 peak of 0.5311, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,504 ILS

2021 Average 2,540 ILS

Yearly Trough Low 2,157 ILS

Transaction Impact: A difference of 346.63 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.4893

0.4392

JanuMarcMayJulySeptNove

HRK to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4741, compared to 0.4643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0098 points.

H1 Avg (Jan–Jun) 0.4741

H2 Avg (Jul–Dec) 0.4643

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 0.0278 ILS (High: 0.5007 / Low: 0.4729). On the other end, April was the most stable month, with a tight range of 0.0088 ILS (High: 0.4680 / Low: 0.4591).

December Spread (Volatile) ±0.0278

April Spread (Stable) ±0.0088

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0260 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0260

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.4851) against the same month in 2021 (average: 0.4709), the exchange rate shifted by +0.0142 (+3.02%).

2022 Avg (December) 0.4851

2021 Avg (December) 0.4709

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4781	0.4631	0.4718
February	0.4898	0.4746	0.4841
March	0.4768	0.4660	0.4716
April	0.4680	0.4591	0.4641
May	0.4837	0.4658	0.4740
June	0.4871	0.4715	0.4786
July	0.4890	0.4616	0.4694
August	0.4587	0.4314	0.4434
September	0.4655	0.4459	0.4542
October	0.4681	0.4581	0.4626
November	0.4777	0.4596	0.4708
December	0.5007	0.4729	0.4851