2019 HRK to ILS Historical Review

YEARLY HIGH

0.5786 ILS

YEARLY LOW

0.5112 ILS

YEARLY AVERAGE

0.5379 ILS

2019 HRK to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.5786. Conversely, the yearly low was recorded on September 30, dropping to 0.5112.

This high-to-low spread represents a total annual volatility of 0.0674 ILS. From a start-to-finish perspective, comparing the January average rate of 0.5666 to the December average rate of 0.5188, the exchange rate registered a net change of -8.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.5786 was down 2.60% compared to the 2018 peak of 0.5940, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,893 ILS

2018 Average 2,860 ILS

Yearly Trough Low 2,556 ILS

Transaction Impact: A difference of 336.95 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.5715

0.5128

JanuMarcMayJulySeptNove

HRK to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5509, compared to 0.5249 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0260 points.

H1 Avg (Jan–Jun) 0.5509

H2 Avg (Jul–Dec) 0.5249

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 0.0211 ILS (High: 0.5455 / Low: 0.5244). On the other end, April was the most stable month, with a tight range of 0.0067 ILS (High: 0.5465 / Low: 0.5398).

July Spread (Volatile) ±0.0211

April Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0116 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0116

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.5666) against the same month in 2018 (average: 0.5614), the exchange rate shifted by +0.0052 (+0.93%).

2019 Avg (January) 0.5666

2018 Avg (January) 0.5614

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5786	0.5590	0.5666
February	0.5622	0.5513	0.5550
March	0.5564	0.5472	0.5508
April	0.5465	0.5398	0.5432
May	0.5458	0.5365	0.5415
June	0.5564	0.5454	0.5486
July	0.5455	0.5244	0.5379
August	0.5331	0.5242	0.5283
September	0.5311	0.5112	0.5236
October	0.5317	0.5136	0.5232
November	0.5282	0.5131	0.5177
December	0.5235	0.5142	0.5188