2013 HRK to ILS Historical Review

YEARLY HIGH

0.6655 ILS

YEARLY LOW

0.6102 ILS

YEARLY AVERAGE

0.6326 ILS

2013 HRK to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 0.6655. Conversely, the yearly low was recorded on April 2, dropping to 0.6102.

This high-to-low spread represents a total annual volatility of 0.0553 ILS. From a start-to-finish perspective, comparing the January average rate of 0.6563 to the December average rate of 0.6284, the exchange rate registered a net change of -4.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.6655 was down 3.57% compared to the 2012 peak of 0.6901, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,327 ILS

2012 Average 3,293 ILS

Yearly Trough Low 3,051 ILS

Transaction Impact: A difference of 276.66 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.6599

0.6165

JanuMarcMayJulySeptNove

HRK to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6362, compared to 0.6290 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.6362

H2 Avg (Jul–Dec) 0.6290

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 0.0277 ILS (High: 0.6408 / Low: 0.6131). On the other end, December was the most stable month, with a tight range of 0.0075 ILS (High: 0.6326 / Low: 0.6251).

March Spread (Volatile) ±0.0277

December Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0219 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0219

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.6563) against the same month in 2012 (average: 0.6503), the exchange rate shifted by +0.0061 (+0.93%).

2013 Avg (January) 0.6563

2012 Avg (January) 0.6503

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6655	0.6490	0.6563
February	0.6622	0.6401	0.6507
March	0.6408	0.6131	0.6289
April	0.6250	0.6102	0.6201
May	0.6340	0.6123	0.6227
June	0.6460	0.6327	0.6385
July	0.6377	0.6223	0.6279
August	0.6458	0.6257	0.6318
September	0.6341	0.6190	0.6273
October	0.6389	0.6278	0.6333
November	0.6322	0.6195	0.6254
December	0.6326	0.6251	0.6284