2013 HRK to ISK Historical Review

YEARLY HIGH

22.8878 ISK

YEARLY LOW

20.0640 ISK

YEARLY AVERAGE

21.4018 ISK

2013 HRK to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 22.8878. Conversely, the yearly low was recorded on April 24, dropping to 20.0640.

This high-to-low spread represents a total annual volatility of 2.8238 ISK. From a start-to-finish perspective, comparing the January average rate of 22.5752 to the December average rate of 21.0448, the exchange rate registered a net change of -6.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 22.8878 was up 1.20% compared to the 2012 peak of 22.6164, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 114,439 ISK

2012 Average 106,917 ISK

Yearly Trough Low 100,320 ISK

Transaction Impact: A difference of 14,119.06 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

22.7953

20.1539

JanuMarcMayJulySeptNove

HRK to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.4851, compared to 21.3185 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1666 points.

H1 Avg (Jan–Jun) 21.4851

H2 Avg (Jul–Dec) 21.3185

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 1.1174 ISK (High: 21.1923 / Low: 20.0749). On the other end, October was the most stable month, with a tight range of 0.3316 ISK (High: 21.7656 / Low: 21.4340).

May Spread (Volatile) ±1.1174

October Spread (Stable) ±0.3316

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1323 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.1323

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 22.5752) against the same month in 2012 (average: 21.1106), the exchange rate shifted by +1.4646 (+6.94%).

2013 Avg (January) 22.5752

2012 Avg (January) 21.1106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.8878	22.3195	22.5752
February	22.7697	21.7294	22.4884
March	21.7446	20.9255	21.3562
April	20.9649	20.0640	20.3740
May	21.1923	20.0749	20.6913
June	21.6477	21.0893	21.4258
July	21.6929	21.1033	21.3701
August	21.3518	20.9475	21.1384
September	21.5349	20.9490	21.2461
October	21.7656	21.4340	21.6195
November	21.6744	21.3225	21.4924
December	21.3793	20.7740	21.0448