2025 HRK to ISK Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 HRK to ISK Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the HRK to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 19.7783. Conversely, the yearly low was recorded on October 8, dropping to 18.7673.
This high-to-low spread represents a total annual volatility of 1.0109 ISK. From a start-to-finish perspective, comparing the January average rate of 19.2755 to the December average rate of 19.6617, the exchange rate registered a net change of 2.00% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2025 high of 19.7783 was down 2.94% compared to the 2024 peak of 20.3768, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
HRK to ISK Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 19.2607, compared to 19.1467 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1141 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was March, with a trading range of 0.6537 ISK (High: 19.5680 / Low: 18.9143). On the other end, August was the most stable month, with a tight range of 0.1193 ISK (High: 19.0394 / Low: 18.9202).
Growth Streaks & Declines
TrendsBetween October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2951 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (December 2025: 19.6617) against the same month in 2024 (average: 19.2740), the exchange rate shifted by +0.3877 (+2.01%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 19.4665 | 19.0557 | 19.2755 |
| February | 19.5177 | 19.2582 | 19.4150 |
| March | 19.5680 | 18.9143 | 19.2717 |
| April | 19.3872 | 19.0747 | 19.2602 |
| May | 19.4999 | 19.1116 | 19.3186 |
| June | 19.1921 | 18.8206 | 19.0235 |
| July | 19.0218 | 18.8209 | 18.9037 |
| August | 19.0394 | 18.9202 | 18.9966 |
| September | 19.0593 | 18.8148 | 18.9639 |
| October | 19.2176 | 18.7673 | 18.8799 |
| November | 19.7011 | 19.0872 | 19.4741 |
| December | 19.7783 | 19.5246 | 19.6617 |