2026 HRK to ISK Historical Review

YEARLY HIGH

19.5630 ISK

YEARLY LOW

18.8477 ISK

YEARLY AVERAGE

19.1059 ISK

2026 HRK to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 19.5630. Conversely, the yearly low was recorded on August 3, dropping to 18.8477.

This high-to-low spread represents a total annual volatility of 0.7153 ISK. From a start-to-finish perspective, comparing the January average rate of 19.4233 to the December average rate of 18.8935, the exchange rate registered a net change of -2.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 19.5630 was down 1.09% compared to the 2025 peak of 19.7783, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 97,815 ISK

2025 Average 96,011 ISK

Yearly Trough Low 94,238 ISK

Transaction Impact: A difference of 3,576.67 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

19.4762

18.8406

JanuMarcMayJuly

HRK to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.1560, compared to 18.9556 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2004 points.

H1 Avg (Jan–Jun) 19.1560

H2 Avg (Jul–Dec) 18.9556

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.4085 ISK (High: 19.3365 / Low: 18.9280). On the other end, August was the most stable month, with a tight range of 0.0689 ISK (High: 18.9165 / Low: 18.8477).

March Spread (Volatile) ±0.4085

August Spread (Stable) ±0.0689

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2124 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.2124

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 19.4233) against the same month in 2025 (average: 19.2755), the exchange rate shifted by +0.1478 (+0.77%).

2026 Avg (January) 19.4233

2025 Avg (January) 19.2755

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.5630	19.2108	19.4233
February	19.3087	19.0171	19.2109
March	19.3365	18.9280	19.1051
April	19.1738	18.9404	19.0740
May	19.0851	19.0049	19.0295
June	19.1646	19.0313	19.0934
July	19.1149	18.8700	19.0176
August	18.9165	18.8477	18.8935